Contact

What You'll Learn

From basics to impactful planning, to retirement, Paul helps make your decision easier.

Do you ask yourself these questions?

Whether it’s next month, a few years out, or the next 30 years, we will work together to address your everyday
financial needs, short-term direction, and long-term strategies that make clear where you stand now and what a
stronger future could look like.

Topics like investing, growth rate, and time value of money can become clear and usable. Learn the
essentials of financial literacy (Miracle of Compounding, Rule of 72, and the costly impact of delay) in
plain terms—with real examples and guided tools designed to connect knowledge with action.

Receive personalized strategies that match your financial goals with real-world timelines. Key retirement questions—like when to take Social Security, should I do a Roth conversion, how much to withdraw, or how long the money will last—are addressed through structured conversations and scenario planning.
Create direction out of financial chaos. Whether you're buying a car, managing multiple accounts, or trying to pay down debt, we offer guidance on tools and coaching to reduce stress and help you make wise, confident choices.
Access guidance for navigating aging-related financial transitions. We walk with you through the complexity. From understanding trust documents to navigating assisted living and long-term care, we provide support and structure during one of life’s most delicate transitions.

Financial Literacy

Winning financially starts here – big doors swing on little hinges.

  • Rule of 72
  • The Miracle of Compounding
  • The Cost of Waiting to Invest

"Hope" is not a plan

Coolera helps you address everyday financial life.

  • Simple Budgeting – What’s my monthly income and where does it all go? Know what’s coming in and out each month.
  • Multiple Accounts – How do manage money across multiple accounts, cards, and investments. Stay in control with a clear picture across your array of accounts.
  • 5-Year Trend – Where will I be in 5-years if things change gradually? See where you’re headed – adjust as life changes.
  • Long Term View – What would your finances look like if you lived to be 100? Plan wisely so your money lasts as long as you do.

Retirement

  • Tipping Point – When will I have enough to retire?
  • Social Security – When should I take Social Security?
  • Active vs. Passive Investing – Which camp am I in? How does this impact my investing decisions?
  • Accumulation vs. Distribution – How do I need to change my thinking based on life stage?
  • Living to 95 – Will I have enough?

Helping The Elderly

  • Navigating Life Transitions – From home to independent living to assisted care – how do we make loving, informed decisions together?
  • Trusts and Power of Attorney – What do Trusts and Powers of Attorney do and NOT do – and how best to use them as tools?
  • Caring from a Distance – When your loved ones live far away, how can help, even when from a distance?
  • Grace under Pressure – How do you stay centered and compassionate — especially when emotions run high and decisions are hard?

Why
I Coach

“I coach because I’ve seen what happens when people make a few small changes that have a big impact on their financial future.”

My vision towards financial literacy is rooted in personal experience:

  • Growing up in a household that always had “just enough,” but never financial security
  • Watching my father—an accountant—run out of money early
  • Seeing students light up when learning the Rule of 72
  • Guiding loved ones through estate planning, downsizing, and healthcare transitions

Tailored coaching In every phase of life

Let Paul guide you toward clarity and confidence.

SCHEDULE A FREE CONSULTATION